Fund
Send
Convert
Global payouts
Pay suppliers and teams in 120+ countries
Send payments from your Vector balance to bank accounts and wallets abroad. Recipients receive funds in their local currency where supported.
Sending to over 120+ countries
One business account for all your global transactions
Collect customer payments, pay overseas clients, and hold or convert 120+ currencies, all from one business account.
You send234 USD
- Transaction fee
A flat fee plus a small percentage of the amount. You see the exact fee before you confirm. - 4.02 USD
- Exchange rateIndicative rate. Your rate is locked when you confirm the transfer.
- 1 USD = 1,333.28 NGN
Recipientgets311,987.52 NGN
- $1 ~ ₦1333.28
- $1 ~ ₵12.05
$1 ~ CFA566.12
$1 ~ R₣1378.56
$1 ~ €0.87- $1 ~ £0.75
$1 ~ KSh126.23
$1 ~ TZS2573.33
$1 ~ ¥7.12- $1 ~ C$1.37
Businesses using Vector
Manage multiple currencies in one place.
When your business earns and spends in different currencies, you need to know what’s available in each. Vector brings your currency balances into one dashboard, giving you a clear view of your funds so you can plan payments and decide when to convert.
- in transactions processed for businesses
- $1b+
- in transactions processed for businesses
- countries you can pay out to
- 100+
- countries you can pay out to
- currencies to hold: NGN, USD, GBP, EUR, USDT, USDC
- 6
- currencies to hold: NGN, USD, GBP, EUR, USDT, USDC
- support from people, for payments that can't wait
- 24/7
- support from people, for payments that can't wait
Why choose vector
Global payments your business can rely on.
Your suppliers, partners, and teams count on you. Vector helps you honour your payment commitments across borders, so you can maintain their trust and keep your business moving.
Cost effective pricing
See the fee, exchange rate, and recipient amount before confirming a payment.
Rapid Transactions
See an estimated delivery time and track the payment’s status.
24/7 support
Access support from people who can help resolve payment issues.
Products
Tools to pay, get paid, and manage your business money.
Multi-currency accounts
Get paid from abroad like a local business
Give overseas customers local account details to pay your business. Funds arrive in your Vector balance, ready to hold, convert, or use for payments.
pay.vectorhq.io/l/brand-strategy-k4x9Payment links
One link makes it easier for clients to pay
Share a payment link by WhatsApp, email, or on an invoice. Clients pay by bank transfer or stablecoin, and the money arrives in your Vector balance.
Stablecoin payments
Receive stablecoins and pay into bank accounts
Receive USDT or USDC, convert to supported currencies, and send funds to a bank account—all through Vector.
Use cases
How businesses move money with Vector
Global payoutsImporters pay suppliers in China in Yuan, straight from their Naira balance
Convert at a quoted rate and pay the supplier's local bank directly. No middleman agents, and a payment record for every invoice.
Sent from Nigeria
Oct 12, 2026 10:00 AM
¥128,400.00
SentGuangzhou Textiles
CNY · INV-1882
¥128,400.00
ReceivedShenzhen Hardware Co.
CNY · INV-2041
¥50,000.00
ReceivedShenzhen Hardware Co.
CNY · INV-2041
¥18,250.00
In transit
USD accounts & treasuryExporters get paid by US buyers into a dedicated USD account
Buyers pay like they would any local supplier. Keep the dollars, or convert to naira when the timing works for your cash flow.
Atlanta Foods Inc.
Cocoa shipment, lot 14
+$24,800.00
SentHouston Commodities
Sesame, PO 7731
+$11,350.00
SentBrooklyn Grocers LLC
Shea butter, PO 220
+$3,920.00
Sent
Payment linksAgencies send a payment link and get paid by clients anywhere
Create a link for the invoice, drop it into WhatsApp or email, and let the client pay by bank transfer or stablecoin. Every payment lands in your Vector balance.
Atlanta Foods Inc.
Cocoa shipment, lot 14
+$24,800.00
SentHouston Commodities
Sesame, PO 7731
+$11,350.00
SentBrooklyn Grocers LLC
Shea butter, PO 220
+$3,920.00
Sent
Vector for
If you buy from suppliers abroad or sell to customers overseas, every payment used to mean a bank wire, an agent, or both. Vector gives you one account to pay suppliers in their currency and collect from buyers through USD account details or a payment link.
You see the rate and fee before each payment and keep a clear record of every transaction, which makes reconciliation and audits simpler.
Your questions, already answered
Frequently Asked Questions
Vector provides the infrastructure for businesses to send, receive, and manage money globally. We offer tools for cross-border payments, FX and treasury management, and access to multi-currency accounts, all in one secure platform.